Municipality Coverages

Property & Casualty Coverage Developed Especially for Public Entities.

Wright Specialty Insurance offers a complete program of Property and Casualty coverage to help you better manage the unique risks municipalities face.

General Liability

  • World Wide Coverage Territory
  • Broad Definition of Insured
  • Bodily Injury & Property Damage
  • Personal & Advertising Injury
  • Owned Watercraft up to 50ft
  • Defense Costs In-Addition to the Limit of Liability
  • Sexual Abuse & Molestation
  • Employee Benefits Liability

Law Enforcement Liability

  • Law Enforcement Activities Wrongful Acts Coverage
  • Moonlighting and Mutual Aid Agreements
  • Emergency Medical Care or Assistance Coverage
  • Defense Costs In-Addition to the Limit of Liability
  • Non-Monetary Defense Coverage
  • Death in the Line of Duty Coverage

Public Officials & Employment Practices

  • Public Entity Management Liability
  • Non-Indemnified Public Officials Coverage
  • Public Entity Wrongful Acts
  • Employment Practices Liability
  • Crisis Management Coverage
  • Third Party Wrongful Acts Coverage
  • Employed Lawyer Legal Services Coverage
  • Defense Costs in Addition to Limit of Liability
  • Non-Monetary Defense Coverage


  • Liability & Physical Damage
  • Hired & Non-Owned Automobiles
  • Emergency Vehicles
  • Municipal Auto Extension
  • Police & Fire Vehicle Replacement Cost Valuation


  • Blanket Building and Contents Coverage
  • Agreed Value and Waiver of Coinsurance Clause
  • Business Income & Extra Expense Coverage
  • Ordinance or Law Coverage
  • Flood & Earthquake
  • Property Enhancement Coverage
  • Equipment Breakdown Coverage

Crime Coverage

Inland Marine

Builders Risk Coverage

Excess Liability