Education Insurance Program

Comprehensive, Cost-Effective Insurance Designed for Schools

Wright Specialty’s Education Insurance Program is our comprehensive suite of property and casualty insurance coverages and services for K-12 private independent schools, public schools (outside of New York State), charter schools, and accredited colleges and universities. We currently offer our Education Program nationwide.

We developed our Education Insurance Program to help our brokers and agents deliver comprehensive, quality insurance coverages and services more efficiently and to help Educational Institutions manage their unique risks more cost-effectively. Our success is proven: we have successfully managed the New York Schools Insurance Reciprocal for more than two decades and now serve more than 1,100 other education insurance policyholders across the U.S.

Explore the customized education coverages and services we have packaged together, and start a partnership today with WSI. Brokers and agents with experience and knowledge in the Education sector are invited to join our distribution team.

Specialized Loss Prevention and Risk Management

With many years of experience insuring school risks, Wright Specialty Insurance provides valuable guidance for school administrators to help reduce injuries to students, staff, and visitors, and to prevent damage to campus property. Our innovative risk management and safety solutions include:

  • Inspections and evaluations of facilities and operations
  • Risk management consulting services
  • Employment Practices policies and procedures review
  • Assistance with contractual risk transfer through a review of insurance procurement agreements, indemnity provisions, and insurance certificates
  • On-campus training
  • Web-based training
  • Regional seminars
  • Articles on school-based risk management and safety issues
  • Interactive program Web site
  • WSI’s eLearning Center


Wright Specialty Employment Liability Hotline for Our Educational Clients
(866) 758-6874
The Hotline is available Monday – Friday from 8:30 am to 6:00 pm Eastern time

What is it?  

To assist Insureds who purchase Educators’ Legal Liability insurance (which contains Employment Liability coverage), Wright Specialty has developed a cost-free Employment Liability Hotline to provide answers to everyday employment-related issues. Wright Specialty developed this program in conjunction with Jackson Lewis LLP, a national law firm with 61 offices and over 950 attorneys across the United States. For over 55 years, Jackson Lewis has assisted employers to develop preventive programs and to defend workplace law claims. Jackson Lewis represents employers in all aspects of workplace law, including employment litigation, disability and leave management, reductions in force, affirmative action, benefits, immigration, wage-hour, trade secrets and restrictive covenants, drug testing, and labor relations. The firm maintains a website providing comprehensive information about these and other workplace law topics.

What can I use this service for? 

The Hotline is for general legal overview. It is not intended to provide a determinative answer as to whether a specific adverse personnel action should be taken. Before a decision is made as to whether to discharge an employee, deny reinstatement after a leave of absence, take any action after receiving a complaint of harassment, or taking any other employment action, you should consult with experienced employment counsel and examine all aspects of that particular situation. The Risk Management Hotline is a very useful tool to obtain information about federal laws and how they might apply to different employment-related situations. It can also be used as a way of inquiring about appropriate steps to take when investigating complaints or reports of harassment, discrimination, or retaliation.

The Hotline is a good tool to conduct an analysis of the factors to consider when evaluating possible claims relating to denials of promotion, salary increases, or requests for training.

How do I use it? 

To verify that callers are insured by Wright Specialty, a caller must provide his or her name, the name of the policyholder, and the policy number, as well as the caller’s e-mail address, mailing address and telephone number. After obtaining this information, a representative of Jackson Lewis, who will be providing this Hotline, will ask the caller succinctly to state the question and to provide a brief description of the facts which relate to the question. Callers can leave a voice mail message and will receive a response within one business day of the call.

Can I report claims and lawsuits? 

No. The Hotline is a resource for a general overview of human resources and employment issues. Please do not use the Hotline to ask questions about coverage or matters beyond the hotline, such as “Can I fire Sally?” or “If I fire Jim, does my policy cover an age discrimination claim?” It is not to be used to report the filing of administrative charges, arbitration demand letters, and service of lawsuits or other notices of claim. Providing such information to Hotline attorneys does not obligate them to provide notice on your behalf to Wright Specialty. It is your responsibility to notify Wright Specialty in accordance with the terms of the employment practices liability insurance policy. If you have any questions about how to report a claim, you should contact your insurance broker or representative.

Paul J. Siegel, Esq., a partner with Jackson Lewis since 1985, will oversee the management of the hotline. You should contact Mr. Siegel if you have any questions about the hotline or any concerns about how a question you presented has been addressed. You can reach Mr. Siegel at 631-247-4605 or at If Mr. Siegel is unavailable, please contact Kathryn Barry, Esq. at 631-247-4612 or If you have technical problems accessing the Hotline, contact your insurance representative or Andrew Graham at Wright Specialty –

Single Source Coverage for Educational Institutions

Wright Specialty can deliver the broadest range of Property & Casualty insurance coverages available, making it easy and efficient for schools to purchase every coverage they need from one convenient source. To view our full package of coverages for schools click here.

Property – Fire and Allied

  • Building and Contents (including personal property)
  • Loss of Business Income
  • Extra Expense
  • Building Ordinance or Law

Inland Marine and Equipment Floaters 

  • Boiler & Machinery
  • Property Damage
  • Combined Business Interruption and Extra Expense
  • Building Ordinance or Law
  • Water Damage
  • Consequential Damage (Spoilage)

Educators Legal Liability (claims-made) 

  • Employment Practices Liability
  • Defense Costs Independent of Limits
  • Broad Definition of Insured

Commercial General Liability (occurrence) 

Enhancements include:

  • Sexual Misconduct Coverage
  • World Wide Coverage Territory
  • Full Athletics Coverage
  • Corporal Punishment Coverage
  • Broad Definition of Insured
    • Volunteers
    • Board Members
    • Trustees
    • Staff Nurses
  • Contractual Liability
  • Host Liquor Liability
  • Incidental Malpractice Liability
  • Employee Benefits Liability Coverage

Commercial Automobile Liability and Physical Damage 

  • Owned Autos
  • Non-owned Autos
  • Leased Autos
  • Hired Autos

Excess Liability 

  • Follow Form Coverage